Interview With J. Money From Budgets Are Sexy

J. Money is dropping some serious money tips on us in this interview. Learn what his recommendations are for the best money books, apps, habits and more!

 Interview with J. Money from Budgets are Sexy

Interview with J. Money from Budgets are Sexy

Did that cute little dog get your attention? ;) I can only do so much with pictures of money... Time to mix it up a bit. Anyway...

I've got an awesome interview with J. Money from Budgets are Sexy for you today! If you haven't already checked out his blog, do it now!

I always enjoy reading his entertaining and insightful posts. In this interview J. Money is going to tell us about his favorite money books, apps, habits, and more!

Check it out below!

 J. Money from Budgets are Sexy

J. Money from Budgets are Sexy

 

What are your favorite books related to money?

    1    I Will Teach You To Be Rich, by Ramit Sethi -- It's fun and practical and just overall entertaining... Which is a rarity in the financial book world!

    2    The Millionaire Next Door -- A classic that belongs in every person's library.

    3    Essentialism -- Not necessarily a money book, but definitely a "how do I improve my life and focus on only what's truly important to me!" book. Which i'm 99% confident everyone can use :)

 

What are your favorite apps related to money?

    1    Digit -- the best app if you suck at saving money! Its robots literally do it for you, and their texting capabilities is far beyond the other apps out there...

    2    Acorns -- a great way to invest if you don't know where to get started or only have a little to spare. It rounds up all your transactions to the nearest dollar and then drops the difference into a pre-selected investment portfolio for you

    3    Mint -- the OG of budgeting apps

 

What money advice would you give a 25 year old starting out in life?

Stop upgrading everything around you and challenge yourself to live a sexy life on less! The faster you nail this part, the faster you get your dream lifestyle! Unless you prefer working 40-50 hours a week for the next 40-50 years of your life ;)

 

Do you have any financial habits you live by?

Yes, I have a few:

    1    I track my net worth every single month - the best way to wrap your head around everything!

    2    I max out my IRAs every single year no matter what

    3    I try to always work on areas that *excite* me with finance, even if they're not mathematically the best options. For example, if I'm determining whether I should invest more or pay down debt, I'll side with the route that motivates me more because it has a better shot at succeeding at the end vs burning out.

    4    I allow myself to change my mind on things... Our goals, dreams, circumstances are constantly changing in our lives, so why not adapt and change with it instead of always being so adamant about the decisions we once made years/months ago? Our lives are different now, so they require different paths!

 

Did you overcome any personal failures to get where you are today?

I bought a house at the peak of the market with no money down and no budget :) One of the stupidest moves I've made, but ironically wasn't about the money at all. What it did was teach me that the "American Dream" looks different to different people, and at the end of the day it's best to focus solely on what YOU want deep down for your life and not what everyone else is directly or indirectly pushing you towards. It took me a few years to realize that lesson, and now I happily rent and enjoy the peace and freedom that comes along with it :) Despite how financially "stupid" people say it is (especially for a $$$ blogger!)

 

What was the turning point in your life to become financially successful?

I started my blog! Literally changed my life, finances, friends, career, everything! It's one thing to shoot for goals, but it's a whole other to put it out there in the world and have a community who holds you accountable to them :) One of the best moves I ever made.

 

How can people follow and get in touch with you?

If you want to check out the blog, you can go to BudgetsAreSexy.com, and if you want to check out my "resume" and other things I'm working on, you can check out JMoney.biz

 


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